BENTLEY CARTER | PROPERTY & FINANCE

If Your Bank Overcharged You For A Service And Didn't Tell You, Would You Be Upset?

Nearly 4 Out of 5 People Are Being Overcharged By Their Own Banks On Their Mortgages, Yet They're Not Being Told!

Isn't it strange how a bank will be quick to point out any charges and interest payments owed yet seldom write to you when they make a mistake? It's sad but true, many people go through life day to day without realising what they're paying because they assume the banks are doing the job right. There have been many cases of people being overcharged or paying for something they shouldn't have, but they're never told. This is also true when it comes to mortgages. New deals on the market mean you may be entitled to a lower rate which could save you money, but do you think your bank want to tell you that?
There Are Hundreds Of Deals Being Offered All The Time, How Can I Tell What The Best Rate Is?

Yes that's true. There are literally thousands of different mortgages and loans packages on the market today. Many of them are offered by lenders you will have never heard of which makes it almost impossible to keep up with them all.
Unlike a lender however, we at Bentley Carter are independent advisers and can sift and sort through thousands of deals to find you the right one.
They All Say That! What Can You Offer Me My Own Bank Can’t?

Your bank will always tell you they have the best deal, it's in their interest to keep you as their customer. But how do you know you have the best deal unless you go to every other lender and find out for yourself? We’re not tied to any particular lender, we have no loyalty to any bank. To us banks all do the same thing in different ways, they lend money under different circumstances at different rates. Our loyalty is to you, our customer. It's in our interest to find you an unbeatable deal so you won't need to go to any other lender. our success relies on your success.
If That's Really True, Then How Much Can I Actually Save?

It depends on the amount you have borrowed and the percentage you lower the rate by. for example, a 1/4% reduction in repayments on a £100K mortgage can save hundreds of pounds a year. You could easily pay for a little holiday break for that!
" A 1/4% reduction in repayments on a £100k mortgage can save you enough to pay for a break "
What About The REALLY Low Rates I've Seen Advertised on TV, How Do They Work?

Most of the time, a lower rate may sound good but the actual deal you're offered may have penalties that can cost you an arm and a leg in the long run! A good mortgage deal can be difficult to find because you need to find out exactly what is being offered and what is being asked for. We understand the business and know the different terms and conditions which means well find one that suits your circumstances best without all the clever strings attached.
My Own Bank Refused Me, What Can You Do?

Again, we have access to lenders that cater for clients with all types of credit ratings. Whether it’s due to CCJs arrears, self-employment, low income or even bankruptcies, we can find you a lender that will be able to help.
How Quickly Can I Get My Money?

As long as we have the correct paperwork and everything runs smoothly, we can have your money within 14 days. After 20 years of experience, we’ve found the quickest and easiest ways of dealing with the problems most brokers are not aware of. For an instant decision over the phone, please call us on the number below.


We Can Help You : -

REDUCE
Your monthly mortgage payments by finding you a lower interest rate
REDUCE
Your monthly payments by consolidating all your loans into one lower monthly payment
CLEAR
Any mortgage arrears and make a fresh start with a new lender
RAISE
Money For Any Purpose

  • Poor Credit / CCJ’s / Arrears
  • Defaults / Bankruptcy
  • Self Emp / Self Cert / No Proof of Income
  • Buy To Let / Right To Buy / 100% Mortgage
  • Remortgage / Debt Consolidation

The overall cost for comparison is 6.9% APR.

 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be 1% of the loan value. The actual rate available will depend on your circumstances. Ask for a personalised Illustration.

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